Natural hazards · Minnesott Beach

Minnesott Beach, NC natural hazards

Most of the natural-hazard damage FEMA expects in Minnesott Beach comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 12 claims here since 1999. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Minnesott Beach?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Minnesott Beach to be higher than in 99% of U.S. communities, mostly from hurricanes.

Hurricanes89%Everything else11%

By hazard

What Minnesott Beach faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

89% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Lower here

Inland floodingCoastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Minnesott Beach flood?

Every paid claim on a federal flood insurance policy in Minnesott Beach, from FEMA’s records.

12paid claims since 1999

$105Kpaid to owners

2homes flooded more than once

19992026

Biggest named events

Hurricane Florence: 6 claims, $67K
Hurricane Irene: 2 claims, $12K
Hurricane Isabel: 2 claims, $17K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 10% off flood insurance. Minnesott Beach is in FEMA’s Community Rating System (class 8) for its flood-proofing work.

Insurance rates: Pamlico County.

Disasters that hit Minnesott Beach

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Minnesott Beach itself: aid to households, or repair grants to the Town of Minnesott Beach.

Brought FEMA money into Minnesott BeachDeclared for Pamlico County only

2018

Hurricane Florence

1 household applied for aid $31K to the Town of Minnesott Beach for repairs

2011

Hurricane Irene

3 households applied for aid $4K aid approved $3K to the Town of Minnesott Beach for repairs

2005

Hurricane Ophelia

$4K to the Town of Minnesott Beach for repairs

2003

Hurricane Isabel

$5K to the Town of Minnesott Beach for repairs

1999

Hurricane Floyd Major Disaster Declarations

$35K to the Town of Minnesott Beach for repairs

1999

Hurricane Dennis

$2K to the Town of Minnesott Beach for repairs

Pamlico County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Minnesott Beach is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Minnesott Beach’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Minnesott Beach. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.