Natural hazards · Mesic

Mesic, NC natural hazards

Most of the natural-hazard damage FEMA expects in Mesic comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 51 claims here since 2003. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mesic?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mesic to be higher than in 99% of U.S. communities, mostly from hurricanes.

Hurricanes76%Inland flooding8%Coastal flooding6%Everything else10%

By hazard

What Mesic faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

76% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

8% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once every 2 years in the area

Coastal flooding

6% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mesic flood?

Every paid claim on a federal flood insurance policy in Mesic, from FEMA’s records.

51paid claims since 2003

$1.9Mpaid to owners

18homes flooded more than once

20032026

Biggest named events

Hurricane Florence: 24 claims, $601K
Hurricane Irene: 21 claims, $1.1M
Hurricane Isabel: 4 claims, $76K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 10% off flood insurance. Mesic is in FEMA’s Community Rating System (class 8) for its flood-proofing work.

Insurance rates: Pamlico County.

What’s been done with FEMA grants

7homes raised above flood level

3flood-prone properties bought out and cleared

Disasters that hit Mesic

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mesic itself: aid to households, or repair grants to the Town of Mesic.

Brought FEMA money into MesicDeclared for Pamlico County only

2018

Hurricane Florence

2 households applied for aid $4K aid approved $18K to the Town of Mesic for repairs

2011

Hurricane Irene

10 households applied for aid $34K aid approved

2003

Hurricane Isabel

$23K to the Town of Mesic for repairs

Pamlico County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mesic is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mesic’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mesic. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.