Natural hazards · Marshville

Marshville, NC natural hazards

Most of the natural-hazard damage FEMA expects in Marshville comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Marshville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marshville to be higher than in 46% of U.S. communities, mostly from inland flooding.

Inland flooding56%Tornadoes15%Hurricanes8%Earthquakes6%Everything else15%

By hazard

What Marshville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 35 years in the area

Hurricanes

8% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 9 years in the area

Earthquakes

6% of expected damage

Above average · higher than 68% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Marshville flood?

FEMA's records show no paid flood insurance claims in Marshville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Marshville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Union County.

Disasters that hit Marshville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Marshville itself: aid to households, or repair grants to the Town of Marshville.

Brought FEMA money into MarshvilleDeclared for Union County only

2024

Tropical Storm Helene

77 households applied for aid $119K aid approved

2018

Hurricane Florence

21 households applied for aid $746 aid approved

2000

Severe Winter Storm

$159K to the Town of Marshville for repairs

Union County has had 16 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marshville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Marshville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Marshville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.