Natural hazards · Marble

Marble, NC natural hazards

Most of the natural-hazard damage FEMA expects in Marble comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Marble?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marble to be higher than in 54% of U.S. communities, mostly from inland flooding.

Inland flooding61%Tornadoes12%Cold waves9%Everything else18%

By hazard

What Marble faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

12% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 52 years in the area

Cold waves

9% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Marble flood?

FEMA's records show no paid flood insurance claims in Marble.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Marble isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cherokee County.

Disasters that hit Marble

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Marble itself: aid to households, or repair grants to Marble.

Brought FEMA money into MarbleDeclared for Cherokee County only

2024

Tropical Storm Helene

16 households applied for aid $34K aid approved

Cherokee County has had 13 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marble is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Marble’s own flood-insurance community; household aid to the registrant’s city; repair grants to Marble. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.