Natural hazards · Mar-Mac

Mar-Mac, NC natural hazards

Most of the natural-hazard damage FEMA expects in Mar-Mac comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mar-Mac?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mar-Mac to be higher than in 71% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding45%Hurricanes33%Tornadoes8%Everything else13%

By hazard

What Mar-Mac faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once a year in the area

Hurricanes

33% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

8% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 62 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mar-Mac flood?

FEMA's records show no paid flood insurance claims in Mar-Mac.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mar-Mac isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

Disasters that hit Mar-Mac

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Mar-Mac itself: aid to households, or repair grants to Mar-Mac.

Brought FEMA money into Mar-MacDeclared for Wayne County only

2016

Hurricane Matthew

3 households applied for aid $7K aid approved

Wayne County has had 21 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mar-Mac is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mar-Mac’s own flood-insurance community; household aid to the registrant’s city; repair grants to Mar-Mac. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.