Natural hazards · Magnolia

Magnolia, NC natural hazards

Most of the natural-hazard damage FEMA expects in Magnolia comes from hurricanes, and overall the risk is very high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Magnolia?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Magnolia to be higher than in 88% of U.S. communities, mostly from hurricanes.

Hurricanes76%Inland flooding7%Strong wind5%Everything else11%

By hazard

What Magnolia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

76% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

7% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once a year in the area

Strong wind

5% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Magnolia flood?

FEMA's records show no paid flood insurance claims in Magnolia.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Magnolia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Duplin County.

Disasters that hit Magnolia

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Magnolia itself: aid to households, or repair grants to the Town of Magnolia.

Brought FEMA money into MagnoliaDeclared for Duplin County only

2018

Hurricane Florence

210 households applied for aid $68K aid approved $44K to the Town of Magnolia for repairs

2016

Hurricane Matthew

77 households applied for aid $29K aid approved $16K to the Town of Magnolia for repairs

2011

Hurricane Irene

39 households applied for aid $11K aid approved $11K to the Town of Magnolia for repairs

2003

Hurricane Isabel

39 households applied for aid $21K aid approved

1999

Hurricane Floyd Major Disaster Declarations

$26K to the Town of Magnolia for repairs

Duplin County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Magnolia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Magnolia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Magnolia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.