Natural hazards · Lowesville

Lowesville, NC natural hazards

Most of the natural-hazard damage FEMA expects in Lowesville comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lowesville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lowesville to be higher than in 36% of U.S. communities, mostly from inland flooding.

Inland flooding74%Tornadoes11%Everything else15%

By hazard

What Lowesville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Above average · higher than 68% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lowesville flood?

FEMA's records show no paid flood insurance claims in Lowesville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lowesville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

Disasters that hit Lowesville

Federal disasters declared here

None of the disasters declared for Lincoln County shows FEMA aid or repair money reaching Lowesville itself in FEMA’s records.

Brought FEMA money into LowesvilleDeclared for Lincoln County only

Lincoln County has had 18 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lowesville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lowesville’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lowesville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lowesville total about $3.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.