Natural hazards · Love Valley

Love Valley, NC natural hazards

Most of the natural-hazard damage FEMA expects in Love Valley comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Love Valley?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Love Valley to be higher than in 42% of U.S. communities, mostly from inland flooding.

Inland flooding70%Tornadoes9%Cold waves6%Everything else15%

By hazard

What Love Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 43 years in the area

Cold waves

6% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Love Valley flood?

FEMA's records show no paid flood insurance claims in Love Valley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Love Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iredell County.

Disasters that hit Love Valley

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Love Valley itself: aid to households, or repair grants to the Town of Love Valley.

Brought FEMA money into Love ValleyDeclared for Iredell County only

2020

Tropical Storm Eta

$990K to the Town of Love Valley for repairs

Iredell County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Love Valley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Love Valley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Love Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.