Natural hazards · Long Creek

Long Creek, NC natural hazards

Most of the natural-hazard damage FEMA expects in Long Creek comes from hurricanes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Long Creek?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Long Creek to be higher than in 95% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes68%Inland flooding18%Everything else14%

By hazard

What Long Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

68% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

18% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Long Creek flood?

FEMA's records show no paid flood insurance claims in Long Creek.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Long Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pender County.

Disasters that hit Long Creek

Federal disasters declared here

None of the disasters declared for Pender County shows FEMA aid or repair money reaching Long Creek itself in FEMA’s records.

Brought FEMA money into Long CreekDeclared for Pender County only

Pender County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Long Creek is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Long Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to Long Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.