Lincolnton, NC housing market
The typical Lincolnton home is worth about $298,000, up 2% in a year, 11% below the North Carolina typical home. Homes typically sell in 79 days, below asking.
Home values, sales, trends and how Lincolnton compares with the towns next door — updated as new data is published.
Lincolnton at a glance
A seller's market
Supply is tight — about 3.3 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.
Typical home value, 2016–2026
Show as a table
| January | Lincolnton | North Carolina |
|---|---|---|
| 2017 | $137,000 | $179,000 |
| 2018 | $149,000 | $190,000 |
| 2019 | $164,000 | $203,000 |
| 2020 | $176,000 | $215,000 |
| 2021 | $201,000 | $242,000 |
| 2022 | $235,000 | $287,000 |
| 2023 | $269,000 | $320,000 |
| 2024 | $282,000 | $332,000 |
| 2025 | $290,000 | $338,000 |
| 2026 | $296,000 | $336,000 |
| August 2026 | $298,000 | $335,000 |
6.4 years of income
The typical Lincolnton home costs about 6.4 years of the town's median household income, more than across North Carolina (4.6 years).
How Lincolnton ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,010
HUD's Fair Market Rent for a two-bedroom in Lincolnton is $1,010 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Lincolnton pay a median of $965. A two-bedroom takes about 26% of the town's median household income.
Studio $890 · 4 bedrooms $1,680
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (28092; Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Recent listings in Lincolnton
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.