Natural hazards · Lillington

Lillington, NC natural hazards

Most of the natural-hazard damage FEMA expects in Lillington comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2018. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lillington?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lillington to be higher than in 39% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding47%Hurricanes21%Tornadoes15%Everything else18%

By hazard

What Lillington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Hurricanes

21% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

15% of expected damage

Above average · higher than 72% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lillington flood?

Every paid claim on a federal flood insurance policy in Lillington, from FEMA’s records.

1paid claims since 2018

$8Kpaid to owners

0homes flooded more than once

20182026

Biggest named events

Hurricane Florence: 1 claim, $8K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lillington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harnett County.

Disasters that hit Lillington

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lillington itself: aid to households, or repair grants to the Town of Lillington.

Brought FEMA money into LillingtonDeclared for Harnett County only

2018

Hurricane Florence

305 households applied for aid $59K aid approved $285K to the Town of Lillington for repairs

2016

Hurricane Matthew

313 households applied for aid $122K aid approved $36K to the Town of Lillington for repairs

2011

Severe Storms, Tornadoes, and Flooding

18 households applied for aid $2K aid approved

2003

Hurricane Isabel

15 households applied for aid $24K aid approved

2000

Severe Winter Storm

$2K to the Town of Lillington for repairs

1999

Hurricane Floyd Major Disaster Declarations

$5K to the Town of Lillington for repairs

Harnett County has had 18 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lillington is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lillington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lillington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.