Natural hazards · Lattimore

Lattimore, NC natural hazards

Most of the natural-hazard damage FEMA expects in Lattimore comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lattimore?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lattimore to be higher than in 34% of U.S. communities, mostly from inland flooding.

Inland flooding52%Tornadoes13%Earthquakes9%Everything else26%

By hazard

What Lattimore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

13% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 40 years in the area

Earthquakes

9% of expected damage

Above average · higher than 72% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lattimore flood?

FEMA's records show no paid flood insurance claims in Lattimore.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lattimore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cleveland County.

Disasters that hit Lattimore

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Lattimore itself: aid to households, or repair grants to the Town of Lattimore.

Brought FEMA money into LattimoreDeclared for Cleveland County only

2024

Tropical Storm Helene

5 households applied for aid

Cleveland County has had 17 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lattimore is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lattimore’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lattimore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.