Natural hazards · Kings Mountain

Kings Mountain, NC natural hazards

Most of the natural-hazard damage FEMA expects in Kings Mountain comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1991. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kings Mountain?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kings Mountain to be higher than in 24% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes17%Earthquakes7%Ice storms6%Everything else18%

By hazard

What Kings Mountain faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

17% of expected damage

Above average · higher than 72% of U.S. places

Earthquakes

7% of expected damage

Above average · higher than 65% of U.S. places

Ice storms

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kings Mountain flood?

Every paid claim on a federal flood insurance policy in Kings Mountain, from FEMA’s records.

3paid claims since 1991

$12Kpaid to owners

0homes flooded more than once

19912026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kings Mountain isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cleveland County.

Disasters that hit Kings Mountain

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kings Mountain itself: aid to households, or repair grants to the City of Kings Mountain.

Brought FEMA money into Kings MountainDeclared for Cleveland County only

2024

Tropical Storm Helene

3,362 households applied for aid $1.8M aid approved $1.5M to the City of Kings Mountain for repairs

2002

Severe Ice Storm

$192K to the City of Kings Mountain for repairs

Cleveland County has had 17 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Kings Mountain

Kings Mountain and the towns around it

Very lowLowModerateHighVery high

Gastoniamostly inland floodingModerate

Kings Mountainmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kings Mountain covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Kings Mountain’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Kings Mountain. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kings Mountain total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.