Housing in Kelly

A typical Kelly home is worth roughly $128,000

Typical home value

$128K

NC $335K

Estimate

2-bedroom rent

$980

a month, utilities in · HUD

Median tax bill

$1,065

NC $1,896

What kind of housing town is Kelly?

Read from the numbers below. The page puts what stands out first.

Your money goes further62% below the North Carolina typical home.A second-home town24% of homes are seasonal or vacation homes.

★ What stands out · Affordability

A typical home costs 2.4 years of income

Less than across North Carolina (4.6 years). Try your own numbers below.

You could afford about

$208,000

Typical Kelly home $128K

That covers a typical Kelly home, with $80K to spare.

The typical home, each month

$760

Loan $630Tax $90Insurance $40

A two-bedroom rents for about $980 a month here, $220 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Kelly’s typical property tax (0.83% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

78% of Kelly households own their home

Half of Kelly’s homes were built before 1994.

Owners and renters

Own 78%Rent 22%

North Carolina: 67% own.

1994

typical home built · NC 1991

$1,065

median property tax bill · NC $1,896

0.83%

of a home’s value, a year in tax · NC 0.66%

24%

of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $980

Fair Market Rent a month, utilities included

Studio$740

1 bedroom$880

2 bedrooms$980

3 bedrooms$1,370

4 bedrooms$1,640

22%

of households rent · NC 33%

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Pender County, NC HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

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What Kelly buyers, sellers and renters are saying.

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.