Natural hazards · Icard

Icard, NC natural hazards

Most of the natural-hazard damage FEMA expects in Icard comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Icard?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Icard to be higher than in 51% of U.S. communities, mostly from inland flooding.

Inland flooding63%Tornadoes12%Everything else26%

By hazard

What Icard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 71% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Icard flood?

FEMA's records show no paid flood insurance claims in Icard.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Icard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Burke County.

Disasters that hit Icard

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Icard itself: aid to households, or repair grants to Icard.

Brought FEMA money into IcardDeclared for Burke County only

2024

Tropical Storm Helene

5 households applied for aid $750 aid approved

Burke County has had 21 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Icard is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Icard’s own flood-insurance community; household aid to the registrant’s city; repair grants to Icard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.