Natural hazards · Hudson

Hudson, NC natural hazards

Most of the natural-hazard damage FEMA expects in Hudson comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hudson?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hudson to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding69%Earthquakes9%Tornadoes7%Everything else15%

By hazard

What Hudson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

9% of expected damage

Above average · higher than 70% of U.S. places

Tornadoes

7% of expected damage

Above average · higher than 57% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hudson flood?

FEMA's records show no paid flood insurance claims in Hudson.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hudson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Caldwell County.

Disasters that hit Hudson

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hudson itself: aid to households, or repair grants to the Town of Hudson.

Brought FEMA money into HudsonDeclared for Caldwell County only

2024

Tropical Storm Helene

956 households applied for aid $857K aid approved

2004

Hurricane Ivan

1 household applied for aid $1K aid approved

2004

Tropical Storm Frances

3 households applied for aid $4K aid approved

2002

Severe Ice Storm

$5K to the Town of Hudson for repairs

Caldwell County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Hudson

Hudson and the towns around it

Very lowLowModerateHighVery high

Hudsonmostly inland floodingModerate

Sawmillsmostly inland floodingLow

Lenoirmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hudson is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hudson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hudson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.