Natural hazards · Hope Mills

Hope Mills, NC natural hazards

Most of the natural-hazard damage FEMA expects in Hope Mills comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 6 claims here since 1999. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hope Mills?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hope Mills to be higher than in 45% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding40%Hurricanes21%Tornadoes14%Heat waves8%Everything else17%

By hazard

What Hope Mills faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

21% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

14% of expected damage

Above average · higher than 59% of U.S. places

Heat waves

8% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 9 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hope Mills flood?

Every paid claim on a federal flood insurance policy in Hope Mills, from FEMA’s records.

6paid claims since 1999

$402Kpaid to owners

1homes flooded more than once

19992026

Biggest named events

Hurricane Matthew: 2 claims, $230K
Hurricane Florence: 2 claims, $160K
Hurricane Floyd: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hope Mills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cumberland County.

Disasters that hit Hope Mills

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hope Mills itself: aid to households, or repair grants to the Town of Hope Mills.

Brought FEMA money into Hope MillsDeclared for Cumberland County only

2018

Hurricane Florence

1,115 households applied for aid $407K aid approved $291K to the Town of Hope Mills for repairs

2016

Hurricane Matthew

1,844 households applied for aid $2.6M aid approved $514K to the Town of Hope Mills for repairs

2011

Severe Storms, Tornadoes, and Flooding

24 households applied for aid $4K aid approved

2004

Tropical Storm Frances

49 households applied for aid $60K aid approved

2003

Hurricane Isabel

70 households applied for aid $20K aid approved

1999

Hurricane Floyd Major Disaster Declarations

$30K to the Town of Hope Mills for repairs

Cumberland County has had 18 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Hope Mills

Hope Mills and the towns around it

Very lowLowModerateHighVery high

Hope Millsmostly inland floodingModerate

Fayettevillemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hope Mills covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Hope Mills’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hope Mills. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hope Mills total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.