Natural hazards · Hoffman

Hoffman, NC natural hazards

Most of the natural-hazard damage FEMA expects in Hoffman comes from hurricanes, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hoffman?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hoffman to be higher than in 38% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes31%Inland flooding30%Tornadoes17%Wildfire5%Everything else17%

By hazard

What Hoffman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

31% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

30% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 21 years in the area

Wildfire

5% of expected damage

Well above average · higher than 94% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hoffman flood?

FEMA's records show no paid flood insurance claims in Hoffman.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hoffman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Richmond County.

Disasters that hit Hoffman

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hoffman itself: aid to households, or repair grants to the Town of Hoffman.

Brought FEMA money into HoffmanDeclared for Richmond County only

2018

Hurricane Florence

46 households applied for aid $14K aid approved

2016

Hurricane Matthew

10 households applied for aid

2002

Severe Ice Storm

$8K to the Town of Hoffman for repairs

2000

Severe Winter Storm

$3K to the Town of Hoffman for repairs

Richmond County has had 15 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hoffman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hoffman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hoffman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.