Natural hazards · Hobucken

Hobucken, NC natural hazards

Most of the natural-hazard damage FEMA expects in Hobucken comes from hurricanes, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hobucken?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hobucken to be higher than in 99% of U.S. communities, mostly from hurricanes.

Hurricanes76%Inland flooding8%Coastal flooding6%Everything else10%

By hazard

What Hobucken faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

76% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

8% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once every 2 years in the area

Coastal flooding

6% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hobucken flood?

FEMA's records show no paid flood insurance claims in Hobucken.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hobucken isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pamlico County.

What’s been done with FEMA grants

18flood-prone properties bought out and cleared

17homes raised above flood level

Disasters that hit Hobucken

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hobucken itself: aid to households, or repair grants to Hobucken.

Brought FEMA money into HobuckenDeclared for Pamlico County only

2018

Hurricane Florence

27 households applied for aid $75K aid approved

2011

Hurricane Irene

97 households applied for aid $584K aid approved

2003

Hurricane Isabel

74 households applied for aid $322K aid approved

Pamlico County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hobucken is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hobucken’s own flood-insurance community; household aid to the registrant’s city; repair grants to Hobucken. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.