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Natural hazards · Haw River

Haw River, NC natural hazards

Most of the natural-hazard damage FEMA expects in Haw River comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1996. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Haw River?

32
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Haw River to be higher than in 32% of U.S. communities, mostly from inland flooding.

Inland flooding62%Tornadoes13%Hurricanes7%Everything else18%
By hazard

What Haw River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage
Above average · higher than 51% of U.S. places
Recorded about once a year in the area

Tornadoes

13% of expected damage
Above average · higher than 57% of U.S. places

Hurricanes

7% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 10 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Haw River flood?

Every paid claim on a federal flood insurance policy in Haw River, from FEMA’s records.

3paid claims since 1996
$225Kpaid to owners
0homes flooded more than once
19962026

Biggest named events

  • 2025 July TS Chantal: 2 claims, $165K
  • Hurricane Fran: 1 claim, $60K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Haw River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Alamance County.
Disasters that hit Haw River

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Haw River itself: aid to households, or repair grants to the Town of Haw River.

Brought FEMA money into Haw RiverDeclared for Alamance County only
2025

Tropical Depression Chantal

$1.3M to the Town of Haw River for repairs
2014

Severe Winter Storm

$53K to the Town of Haw River for repairs
2003

Ice Storm

$11K to the Town of Haw River for repairs
2002

Severe Ice Storm

$5K to the Town of Haw River for repairs
2000

Severe Winter Storm

$942 to the Town of Haw River for repairs
Alamance County has had 23 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Haw River

Haw River and the towns around it

Graham: Moderate, mostly inland floodingBurlington: Low, mostly inland floodingGreen Level: Low, mostly inland floodingGlen Raven: Low, mostly inland floodingElon: Moderate, mostly inland floodingGibsonville: Low, mostly inland floodingWhitsett: High, mostly inland floodingHaw River: Low, mostly inland flooding Haw RiverGrahamBurlingtonGreen Level
Very lowLowModerateHighVery high
Grahammostly inland floodingModerate
Haw Rivermostly inland floodingLow
Green Levelmostly inland floodingLow
Burlingtonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Haw River covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Haw River’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Haw River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Haw River total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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