Natural hazards · Granite Quarry

Granite Quarry, NC natural hazards

Most of the natural-hazard damage FEMA expects in Granite Quarry comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 2003. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Granite Quarry?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Granite Quarry to be higher than in 43% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding52%Cold waves24%Tornadoes12%Everything else12%

By hazard

What Granite Quarry faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once a year in the area

Cold waves

24% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

12% of expected damage

Above average · higher than 74% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Granite Quarry flood?

Every paid claim on a federal flood insurance policy in Granite Quarry, from FEMA’s records.

7paid claims since 2003

$68Kpaid to owners

1homes flooded more than once

20032026

Biggest named events

Hurricane Eta: 2 claims, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Granite Quarry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rowan County.

Disasters that hit Granite Quarry

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Granite Quarry itself: aid to households, or repair grants to the Town of Granite Quarry.

Brought FEMA money into Granite QuarryDeclared for Rowan County only

2018

Hurricane Florence

$587K to the Town of Granite Quarry for repairs

Rowan County has had 16 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Granite Quarry

Granite Quarry and the towns around it

Very lowLowModerateHighVery high

Granite Quarrymostly inland floodingModerate

Faithmostly inland floodingModerate

Salisburymostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Granite Quarry is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Granite Quarry’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Granite Quarry. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.