Natural hazards · Godwin

Godwin, NC natural hazards

Most of the natural-hazard damage FEMA expects in Godwin comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Godwin?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Godwin to be higher than in 51% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding47%Hurricanes25%Tornadoes9%Everything else19%

By hazard

What Godwin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

25% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

9% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 31 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Godwin flood?

FEMA's records show no paid flood insurance claims in Godwin.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Godwin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cumberland County.

Disasters that hit Godwin

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Godwin itself: aid to households, or repair grants to the Town of Godwin.

Brought FEMA money into GodwinDeclared for Cumberland County only

2018

Hurricane Florence

92 households applied for aid $60K aid approved

2016

Hurricane Matthew

84 households applied for aid $168K aid approved

2011

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $30K aid approved

2003

Hurricane Isabel

6 households applied for aid $2K aid approved

Cumberland County has had 18 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Godwin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Godwin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Godwin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.