Natural hazards · Garysburg

Garysburg, NC natural hazards

Most of the natural-hazard damage FEMA expects in Garysburg comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2013. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Garysburg?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Garysburg to be higher than in 39% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding29%Hurricanes25%Drought22%Tornadoes11%Everything else14%

By hazard

What Garysburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

29% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

25% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 5 years in the area

Drought

22% of expected damage

Recorded about 10 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 23 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Garysburg flood?

Every paid claim on a federal flood insurance policy in Garysburg, from FEMA’s records.

1paid claims since 2013

$13Kpaid to owners

0homes flooded more than once

20132026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Garysburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Northampton County.

Disasters that hit Garysburg

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Garysburg itself: aid to households, or repair grants to the Town of Garysburg.

Brought FEMA money into GarysburgDeclared for Northampton County only

2016

Hurricane Matthew

58 households applied for aid $30K aid approved $8K to the Town of Garysburg for repairs

2011

Hurricane Irene

277 households applied for aid $198K aid approved $8K to the Town of Garysburg for repairs

2003

Hurricane Isabel

442 households applied for aid $262K aid approved $3K to the Town of Garysburg for repairs

2002

Severe Ice Storm

$3K to the Town of Garysburg for repairs

1999

Hurricane Floyd Major Disaster Declarations

$19K to the Town of Garysburg for repairs

Northampton County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Garysburg is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Garysburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Garysburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.