Natural hazards · Garland

Garland, NC natural hazards

Most of the natural-hazard damage FEMA expects in Garland comes from hurricanes, and overall the risk is very high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Garland?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Garland to be higher than in 83% of U.S. communities, mostly from hurricanes.

Hurricanes70%Inland flooding12%Strong wind7%Everything else11%

By hazard

What Garland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

70% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

12% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Strong wind

7% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Garland flood?

FEMA's records show no paid flood insurance claims in Garland.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Garland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sampson County.

What’s been done with FEMA grants

7flood-prone properties bought out and cleared

2flood-prone homes bought out and moved

Disasters that hit Garland

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Garland itself: aid to households, or repair grants to the Town of Garland.

Brought FEMA money into GarlandDeclared for Sampson County only

2018

Hurricane Florence

268 households applied for aid $308K aid approved $31K to the Town of Garland for repairs

2016

Hurricane Matthew

259 households applied for aid $323K aid approved $12K to the Town of Garland for repairs

2011

Hurricane Irene

9 households applied for aid $3K aid approved

2011

Severe Storms, Tornadoes, and Flooding

30 households applied for aid $19K aid approved

2003

Hurricane Isabel

172 households applied for aid $107K aid approved

1999

Hurricane Floyd Major Disaster Declarations

$10K to the Town of Garland for repairs

Sampson County has had 19 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Garland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Garland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Garland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.