Natural hazards · Fremont

Fremont, NC natural hazards

Most of the natural-hazard damage FEMA expects in Fremont comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2018. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fremont?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fremont to be higher than in 63% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding39%Hurricanes39%Tornadoes7%Everything else14%

By hazard

What Fremont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Hurricanes

39% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

7% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 31 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fremont flood?

Every paid claim on a federal flood insurance policy in Fremont, from FEMA’s records.

1paid claims since 2018

$18Kpaid to owners

0homes flooded more than once

20182026

Biggest named events

Hurricane Florence: 1 claim, $18K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fremont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Fremont

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fremont itself: aid to households, or repair grants to the Town of Fremont.

Brought FEMA money into FremontDeclared for Wayne County only

2018

Hurricane Florence

71 households applied for aid $39K aid approved $193K to the Town of Fremont for repairs

2016

Hurricane Matthew

79 households applied for aid $47K aid approved $229K to the Town of Fremont for repairs

2011

Hurricane Irene

9 households applied for aid $313 aid approved $30K to the Town of Fremont for repairs

2003

Hurricane Isabel

9 households applied for aid $6K aid approved $11K to the Town of Fremont for repairs

2002

Severe Ice Storm

$9K to the Town of Fremont for repairs

1999

Hurricane Floyd Major Disaster Declarations

$148K to the Town of Fremont for repairs

Wayne County has had 21 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fremont is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fremont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fremont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.