Natural hazards · Fairview

Fairview, NC natural hazards

Most of the natural-hazard damage FEMA expects in Fairview comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 12 claims here since 2013.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fairview?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairview to be higher than in 62% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding60%Cold waves19%Everything else21%

By hazard

What Fairview faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once a year in the area

Cold waves

19% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHeat wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fairview flood?

Every paid claim on a federal flood insurance policy in Fairview, from FEMA’s records.

12paid claims since 2013

$895Kpaid to owners

0homes flooded more than once

20132026

Biggest named events

Hurricane Helene: 8 claims, $865K
Tropical Storm Fred: 2 claims, $9K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fairview isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Buncombe County.

Disasters that hit Fairview

Federal disasters declared here

None of the disasters declared for Buncombe County shows FEMA aid or repair money reaching Fairview itself in FEMA’s records.

Brought FEMA money into FairviewDeclared for Buncombe County only

Buncombe County has had 18 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairview covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fairview’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Fairview. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fairview total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.