Natural hazards · Enfield

Enfield, NC natural hazards

Most of the natural-hazard damage FEMA expects in Enfield comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2006. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Enfield?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Enfield to be higher than in 33% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding40%Hurricanes23%Tornadoes12%Drought10%Everything else15%

By hazard

What Enfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 30% of U.S. places

Recorded about once a year in the area

Hurricanes

23% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

12% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 22 years in the area

Drought

10% of expected damage

Recorded about 12 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Enfield flood?

Every paid claim on a federal flood insurance policy in Enfield, from FEMA’s records.

3paid claims since 2006

$140Kpaid to owners

0homes flooded more than once

20062026

Biggest named events

Hurricane Matthew: 2 claims, $126K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Enfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Halifax County.

What’s been done with FEMA grants

1homes raised above flood level

Disasters that hit Enfield

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Enfield itself: aid to households, or repair grants to the Town of Enfield.

Brought FEMA money into EnfieldDeclared for Halifax County only

2016

Hurricane Matthew

145 households applied for aid $127K aid approved $124K to the Town of Enfield for repairs

2011

Hurricane Irene

347 households applied for aid $271K aid approved $129K to the Town of Enfield for repairs

2011

Severe Storms, Tornadoes, and Flooding

17 households applied for aid $192 aid approved $2K to the Town of Enfield for repairs

2003

Hurricane Isabel

256 households applied for aid $129K aid approved $86K to the Town of Enfield for repairs

2002

Severe Ice Storm

$68K to the Town of Enfield for repairs

2000

Severe Winter Storm

$9K to the Town of Enfield for repairs

1999

Hurricane Floyd Major Disaster Declarations

$806K to the Town of Enfield for repairs

Halifax County has had 21 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Enfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Enfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Enfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.