Natural hazards · Dunn

Dunn, NC natural hazards

Most of the natural-hazard damage FEMA expects in Dunn comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 20 claims here since 1996. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dunn?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dunn to be higher than in 28% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding41%Hurricanes22%Tornadoes18%Everything else20%

By hazard

What Dunn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Hurricanes

22% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

18% of expected damage

Above average · higher than 72% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dunn flood?

Every paid claim on a federal flood insurance policy in Dunn, from FEMA’s records.

20paid claims since 1996

$373Kpaid to owners

2homes flooded more than once

19962026

Biggest named events

Hurricane Matthew: 6 claims, $142K
Hurricane Florence: 5 claims, $106K
Hurricane Fran: 3 claims, $38K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dunn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harnett County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Dunn

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dunn itself: aid to households, or repair grants to the City of Dunn.

Brought FEMA money into DunnDeclared for Harnett County only

2018

Hurricane Florence

594 households applied for aid $374K aid approved $156K to the City of Dunn for repairs

2016

Hurricane Matthew

668 households applied for aid $467K aid approved $380K to the City of Dunn for repairs

2011

Severe Storms, Tornadoes, and Flooding

320 households applied for aid $529K aid approved $75K to the City of Dunn for repairs

2003

Hurricane Isabel

32 households applied for aid $23K aid approved

2002

Severe Ice Storm

$54K to the City of Dunn for repairs

2000

Severe Winter Storm

$22K to the City of Dunn for repairs

1999

Hurricane Floyd Major Disaster Declarations

$286K to the City of Dunn for repairs

Harnett County has had 18 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dunn is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Dunn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Dunn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.