Natural hazards · Danbury

Danbury, NC natural hazards

Most of the natural-hazard damage FEMA expects in Danbury comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Danbury?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Danbury to be higher than in 33% of U.S. communities, mostly from inland flooding.

Inland flooding67%Drought7%Tornadoes6%Hurricanes5%Everything else16%

By hazard

What Danbury faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once a year in the area

Drought

7% of expected damage

Recorded about 17 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once every 44 years in the area

Hurricanes

5% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 12 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Danbury flood?

FEMA's records show no paid flood insurance claims in Danbury.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Danbury isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stokes County.

Disasters that hit Danbury

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Danbury itself: aid to households, or repair grants to the Town of Danbury.

Brought FEMA money into DanburyDeclared for Stokes County only

2004

Hurricane Ivan

3 households applied for aid

Stokes County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Danbury is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Danbury’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Danbury. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.