Natural hazards · Dana

Dana, NC natural hazards

Most of the natural-hazard damage FEMA expects in Dana comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dana?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dana to be higher than in 35% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding42%Cold waves31%Tornadoes9%Strong wind5%Everything else13%

By hazard

What Dana faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Cold waves

31% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 59% of U.S. places

Strong wind

5% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dana flood?

FEMA's records show no paid flood insurance claims in Dana.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dana isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henderson County.

Disasters that hit Dana

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dana itself: aid to households, or repair grants to Dana.

Brought FEMA money into DanaDeclared for Henderson County only

2024

Tropical Storm Helene

9 households applied for aid $4K aid approved

2004

Hurricane Ivan

10 households applied for aid $17K aid approved

2004

Tropical Storm Frances

5 households applied for aid $17K aid approved

Henderson County has had 15 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dana covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Dana’s own flood-insurance community; household aid to the registrant’s city; repair grants to Dana. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dana total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.