Natural hazards · Dallas

Dallas, NC natural hazards

Most of the natural-hazard damage FEMA expects in Dallas comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2006. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dallas?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dallas to be higher than in 51% of U.S. communities, mostly from inland flooding.

Inland flooding66%Tornadoes12%Earthquakes7%Everything else15%

By hazard

What Dallas faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Above average · higher than 73% of U.S. places

Earthquakes

7% of expected damage

Above average · higher than 70% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dallas flood?

Every paid claim on a federal flood insurance policy in Dallas, from FEMA’s records.

2paid claims since 2006

$13Kpaid to owners

0homes flooded more than once

20062026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dallas isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gaston County.

Disasters that hit Dallas

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dallas itself: aid to households, or repair grants to the Town of Dallas.

Brought FEMA money into DallasDeclared for Gaston County only

2024

Tropical Storm Helene

835 households applied for aid $632K aid approved

2002

Severe Ice Storm

$117K to the Town of Dallas for repairs

Gaston County has had 17 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Dallas

Dallas and the towns around it

Very lowLowModerateHighVery high

Dallasmostly inland floodingModerate

Gastoniamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dallas covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Dallas’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Dallas. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dallas total about $855K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.