Natural hazards · Creedmoor

Creedmoor, NC natural hazards

Most of the natural-hazard damage FEMA expects in Creedmoor comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 1996. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Creedmoor?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Creedmoor to be higher than in 28% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding46%Hurricanes24%Tornadoes13%Everything else18%

By hazard

What Creedmoor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

24% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 6 years in the area

Tornadoes

13% of expected damage

Above average · higher than 62% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Creedmoor flood?

Every paid claim on a federal flood insurance policy in Creedmoor, from FEMA’s records.

6paid claims since 1996

$855Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

Hurricane Dennis: 1 claim, $2K
Hurricane Bonnie: 1 claim, $93K
Hurricane Bertha: 1 claim, $27K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Creedmoor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Granville County.

Disasters that hit Creedmoor

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Creedmoor itself: aid to households, or repair grants to the City of Creedmoor.

Brought FEMA money into CreedmoorDeclared for Granville County only

2003

Hurricane Isabel

3 households applied for aid $2K to the City of Creedmoor for repairs

2002

Severe Ice Storm

$68K to the City of Creedmoor for repairs

2000

Severe Winter Storm

$5K to the City of Creedmoor for repairs

Granville County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Creedmoor covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Creedmoor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Creedmoor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Creedmoor total about $763K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.