Natural hazards · Coats

Coats, NC natural hazards

Most of the natural-hazard damage FEMA expects in Coats comes from inland flooding, and overall the risk is low for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coats?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coats to be higher than in 33% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding30%Hurricanes24%Tornadoes20%Heat waves7%Cold waves5%Everything else13%

By hazard

What Coats faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Below average · higher than 30% of U.S. places

Recorded about once a year in the area

Hurricanes

24% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

20% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 53 years in the area

Heat waves

7% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 8 times a year in the area

Cold waves

5% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coats flood?

FEMA's records show no paid flood insurance claims in Coats.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Coats isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harnett County.

Disasters that hit Coats

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Coats itself: aid to households, or repair grants to the Town of Coats.

Brought FEMA money into CoatsDeclared for Harnett County only

2018

Hurricane Florence

59 households applied for aid $7K aid approved $12K to the Town of Coats for repairs

2016

Hurricane Matthew

46 households applied for aid $18K aid approved $37K to the Town of Coats for repairs

2011

Severe Storms, Tornadoes, and Flooding

3 households applied for aid

2003

Hurricane Isabel

3 households applied for aid

2002

Severe Ice Storm

$15K to the Town of Coats for repairs

2000

Severe Winter Storm

$2K to the Town of Coats for repairs

1999

Hurricane Floyd Major Disaster Declarations

$14K to the Town of Coats for repairs

Harnett County has had 18 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coats is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Coats’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Coats. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.