Natural hazards · Clemmons

Clemmons, NC natural hazards

Most of the natural-hazard damage FEMA expects in Clemmons comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 2010. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clemmons?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clemmons to be higher than in 49% of U.S. communities, mostly from inland flooding.

Inland flooding69%Tornadoes8%Cold waves7%Everything else16%

By hazard

What Clemmons faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 67% of U.S. places

Cold waves

7% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clemmons flood?

Every paid claim on a federal flood insurance policy in Clemmons, from FEMA’s records.

5paid claims since 2010

$67Kpaid to owners

3homes flooded more than once

20102026

Biggest named events

Hurricane Michael: 2 claims, $19K
Hurricane Isaias: 1 claim, $7K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clemmons isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Forsyth County.

Disasters that hit Clemmons

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Clemmons itself: aid to households, or repair grants to the Village of Clemmons.

Brought FEMA money into ClemmonsDeclared for Forsyth County only

2024

Tropical Storm Helene

20 households applied for aid $300 aid approved

Forsyth County has had 21 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Clemmons

Clemmons and the towns around it

Very lowLowModerateHighVery high

Clemmonsmostly inland floodingModerate

Lewisvillemostly inland floodingModerate

Winston-Salemmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clemmons covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Clemmons’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Clemmons. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clemmons total about $5.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.