Natural hazards · China Grove

China Grove, NC natural hazards

Most of the natural-hazard damage FEMA expects in China Grove comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is China Grove?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in China Grove to be higher than in 56% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding54%Cold waves22%Tornadoes10%Everything else13%

By hazard

What China Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Cold waves

22% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

10% of expected damage

Above average · higher than 74% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does China Grove flood?

FEMA's records show no paid flood insurance claims in China Grove.

of homes in flood zones
are insured

of all homes
are insured

No community discount. China Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rowan County.

Disasters that hit China Grove

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in China Grove itself: aid to households, or repair grants to the Town of China Grove.

Brought FEMA money into China GroveDeclared for Rowan County only

2024

Tropical Storm Helene

38 households applied for aid $30K aid approved

2018

Hurricane Florence

$5K to the Town of China Grove for repairs

Rowan County has had 16 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. China Grove covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to China Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of China Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across China Grove total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.