Natural hazards · Centerville

Centerville, NC natural hazards

Most of the natural-hazard damage FEMA expects in Centerville comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Centerville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Centerville to be higher than in 25% of U.S. communities, mostly from inland flooding.

Inland flooding40%Tornadoes15%Drought10%Hurricanes10%Cold waves8%Everything else18%

By hazard

What Centerville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 24 years in the area

Drought

10% of expected damage

Recorded about 13 times a year in the area

Hurricanes

10% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 5 years in the area

Cold waves

8% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Centerville flood?

FEMA's records show no paid flood insurance claims in Centerville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Centerville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

Disasters that hit Centerville

Federal disasters declared here

None of the disasters declared for Franklin County shows FEMA aid or repair money reaching Centerville itself in FEMA’s records.

Brought FEMA money into CentervilleDeclared for Franklin County only

Franklin County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Centerville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Centerville’s own flood-insurance community; household aid to the registrant’s city; repair grants to Centerville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.