Natural hazards · Cedar Rock

Cedar Rock, NC natural hazards

Most of the natural-hazard damage FEMA expects in Cedar Rock comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cedar Rock?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cedar Rock to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding72%Tornadoes6%Everything else22%

By hazard

What Cedar Rock faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once every 47 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cedar Rock flood?

FEMA's records show no paid flood insurance claims in Cedar Rock.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cedar Rock isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Caldwell County.

Disasters that hit Cedar Rock

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cedar Rock itself: aid to households, or repair grants to the Village of Cedar Rock.

Brought FEMA money into Cedar RockDeclared for Caldwell County only

2024

Tropical Storm Helene

1 household applied for aid $844K to the Village of Cedar Rock for repairs

2020

Tropical Storm Eta

$20K to the Village of Cedar Rock for repairs

2009

Severe Winter Storms and Flooding

$9K to the Village of Cedar Rock for repairs

Caldwell County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cedar Rock is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cedar Rock’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Cedar Rock. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.