Natural hazards · Casar

Casar, NC natural hazards

Most of the natural-hazard damage FEMA expects in Casar comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Casar?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Casar to be higher than in 40% of U.S. communities, mostly from inland flooding.

Inland flooding62%Tornadoes9%Everything else29%

By hazard

What Casar faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

9% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once every 29 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Casar flood?

FEMA's records show no paid flood insurance claims in Casar.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Casar isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cleveland County.

Disasters that hit Casar

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Casar itself: aid to households, or repair grants to the Town of Casar.

Brought FEMA money into CasarDeclared for Cleveland County only

2024

Tropical Storm Helene

290 households applied for aid $306K aid approved

2004

Tropical Storm Frances

2 households applied for aid $2K aid approved

Cleveland County has had 17 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Casar is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Casar’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Casar. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.