Natural hazards · Camden

Camden, NC natural hazards

Most of the natural-hazard damage FEMA expects in Camden comes from hurricanes, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Camden?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Camden to be higher than in 46% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes36%Inland flooding28%Coastal flooding10%Tornadoes6%Everything else21%

By hazard

What Camden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

36% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

28% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about once every 2 years in the area

Coastal flooding

10% of expected damage

Well above average · higher than 98% of U.S. places

Tornadoes

6% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 16 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Camden flood?

FEMA's records show no paid flood insurance claims in Camden.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Camden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Camden County.

Disasters that hit Camden

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Camden itself: aid to households, or repair grants to Camden.

Brought FEMA money into CamdenDeclared for Camden County only

2016

Hurricane Matthew

47 households applied for aid $27K aid approved

2011

Hurricane Irene

15 households applied for aid $3K aid approved

2010

Severe Storms, Flooding, and Straight-Line Winds

5 households applied for aid $7K aid approved

2003

Hurricane Isabel

235 households applied for aid $90K aid approved

Camden County has had 17 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Camden is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Camden’s own flood-insurance community; household aid to the registrant’s city; repair grants to Camden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.