Natural hazards · Brandywine Bay

Brandywine Bay, NC natural hazards

Most of the natural-hazard damage FEMA expects in Brandywine Bay comes from hurricanes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brandywine Bay?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brandywine Bay to be higher than in 99% of U.S. communities, mostly from hurricanes.

Hurricanes90%Inland flooding6%Everything else4%

By hazard

What Brandywine Bay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

90% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

6% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brandywine Bay flood?

FEMA's records show no paid flood insurance claims in Brandywine Bay.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Brandywine Bay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carteret County.

Disasters that hit Brandywine Bay

Federal disasters declared here

None of the disasters declared for Carteret County shows FEMA aid or repair money reaching Brandywine Bay itself in FEMA’s records.

Brought FEMA money into Brandywine BayDeclared for Carteret County only

Carteret County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brandywine Bay is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Brandywine Bay’s own flood-insurance community; household aid to the registrant’s city; repair grants to Brandywine Bay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.