Natural hazards · Boiling Spring Lakes

Boiling Spring Lakes, NC natural hazards

Most of the natural-hazard damage FEMA expects in Boiling Spring Lakes comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 86 claims here since 1996. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Boiling Spring Lakes?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Boiling Spring Lakes to be higher than in 95% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes70%Inland flooding18%Everything else12%

By hazard

What Boiling Spring Lakes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

70% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

18% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Boiling Spring Lakes flood?

Every paid claim on a federal flood insurance policy in Boiling Spring Lakes, from FEMA’s records.

86paid claims since 1996

$2.7Mpaid to owners

9homes flooded more than once

19962026

Biggest named events

Hurricane Florence: 46 claims, $2.0M
Tropical Cyclone Eight: 17 claims, $565K
Hurricane Floyd: 8 claims, $72K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Boiling Spring Lakes isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brunswick County.

Disasters that hit Boiling Spring Lakes

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Boiling Spring Lakes itself: aid to households, or repair grants to the City of Boiling Spring Lakes.

Brought FEMA money into Boiling Spring LakesDeclared for Brunswick County only

2024

Potential Tropical Cyclone Eight

$3.5M to the City of Boiling Spring Lakes for repairs

2019

Hurricane Dorian

$11K to the City of Boiling Spring Lakes for repairs

2018

Hurricane Florence

54 households applied for aid $28K aid approved $16.7M to the City of Boiling Spring Lakes for repairs

2016

Hurricane Matthew

1 household applied for aid $29K to the City of Boiling Spring Lakes for repairs

2011

Hurricane Irene

5 households applied for aid $532 aid approved $4K to the City of Boiling Spring Lakes for repairs

2008

Tropical Storm Hanna

$8K to the City of Boiling Spring Lakes for repairs

2005

Hurricane Ophelia

$23K to the City of Boiling Spring Lakes for repairs

1999

Hurricane Floyd Major Disaster Declarations

$220K to the City of Boiling Spring Lakes for repairs

Brunswick County has had 26 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Boiling Spring Lakes

Boiling Spring Lakes and the towns around it

Very lowLowModerateHighVery high

Boiling Spring Lakesmostly hurricanesVery high

Oak Islandmostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Boiling Spring Lakes covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Boiling Spring Lakes’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Boiling Spring Lakes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Boiling Spring Lakes total about $5.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.