Natural hazards · Biscoe

Biscoe, NC natural hazards

Most of the natural-hazard damage FEMA expects in Biscoe comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Biscoe?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Biscoe to be higher than in 32% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding39%Hurricanes23%Tornadoes18%Everything else20%

By hazard

What Biscoe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once a year in the area

Hurricanes

23% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 8 years in the area

Tornadoes

18% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 76 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Biscoe flood?

FEMA's records show no paid flood insurance claims in Biscoe.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Biscoe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Biscoe

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Biscoe itself: aid to households, or repair grants to the Town of Biscoe.

Brought FEMA money into BiscoeDeclared for Montgomery County only

2018

Hurricane Florence

1 household applied for aid $1K aid approved $67K to the Town of Biscoe for repairs

2002

Severe Ice Storm

$17K to the Town of Biscoe for repairs

2000

Severe Winter Storm

$38K to the Town of Biscoe for repairs

Montgomery County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Biscoe covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Biscoe’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Biscoe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Biscoe total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.