Natural hazards · Bermuda Run

Bermuda Run, NC natural hazards

Most of the natural-hazard damage FEMA expects in Bermuda Run comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2014. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bermuda Run?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bermuda Run to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding77%Cold waves5%Everything else18%

By hazard

What Bermuda Run faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 3 years in the area

Cold waves

5% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bermuda Run flood?

Every paid claim on a federal flood insurance policy in Bermuda Run, from FEMA’s records.

3paid claims since 2014

$100Kpaid to owners

0homes flooded more than once

20142026

Biggest named events

Hurricane Michael: 1 claim, $12K
Hurricane Eta: 1 claim, $3K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bermuda Run isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Davie County.

Disasters that hit Bermuda Run

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bermuda Run itself: aid to households, or repair grants to the Town of Bermuda Run.

Brought FEMA money into Bermuda RunDeclared for Davie County only

2014

Severe Winter Storm

$21K to the Town of Bermuda Run for repairs

2002

Severe Ice Storm

$6K to the Town of Bermuda Run for repairs

Davie County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bermuda Run covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bermuda Run’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Bermuda Run. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bermuda Run total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.