Natural hazards · Belwood

Belwood, NC natural hazards

Most of the natural-hazard damage FEMA expects in Belwood comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Belwood?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belwood to be higher than in 40% of U.S. communities, mostly from inland flooding.

Inland flooding62%Tornadoes9%Everything else29%

By hazard

What Belwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

9% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once every 29 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Belwood flood?

FEMA's records show no paid flood insurance claims in Belwood.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Belwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cleveland County.

Disasters that hit Belwood

Federal disasters declared here

None of the disasters declared for Cleveland County shows FEMA aid or repair money reaching Belwood itself in FEMA’s records.

Brought FEMA money into BelwoodDeclared for Cleveland County only

Cleveland County has had 17 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belwood is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Belwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Belwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.