Natural hazards · Belville

Belville, NC natural hazards

Most of the natural-hazard damage FEMA expects in Belville comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 2018. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Belville?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belville to be higher than in 93% of U.S. communities, mostly from hurricanes.

Hurricanes71%Inland flooding14%Tornadoes5%Everything else10%

By hazard

What Belville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

71% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

14% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 61% of U.S. places

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Belville flood?

Every paid claim on a federal flood insurance policy in Belville, from FEMA’s records.

3paid claims since 2018

$27Kpaid to owners

0homes flooded more than once

20182026

Biggest named events

Hurricane Florence: 3 claims, $27K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Belville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brunswick County.

Disasters that hit Belville

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Belville itself: aid to households, or repair grants to the Town of Belville.

Brought FEMA money into BelvilleDeclared for Brunswick County only

2020

Hurricane Isaias

$140K to the Town of Belville for repairs

2019

Hurricane Dorian

$4K to the Town of Belville for repairs

2018

Hurricane Florence

51 households applied for aid $12K aid approved $593K to the Town of Belville for repairs

2016

Hurricane Matthew

$17K to the Town of Belville for repairs

2011

Hurricane Irene

$1K to the Town of Belville for repairs

2008

Tropical Storm Hanna

$5K to the Town of Belville for repairs

2003

Hurricane Isabel

1 household applied for aid $495 aid approved

1999

Hurricane Floyd Major Disaster Declarations

$26K to the Town of Belville for repairs

1999

Hurricane Dennis

$938 to the Town of Belville for repairs

Brunswick County has had 26 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Belville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Belville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.