Belmont, NC housing market
The typical Belmont home is worth about $431,000, about the same as a year ago, 29% above the North Carolina typical home. Homes typically sell in 82 days, below asking.
Home values, sales, trends and how Belmont compares with the towns next door — updated as new data is published.
Belmont at a glance
A balanced market
About 4.3 months of supply: neither buyers nor sellers have a clear edge.
Typical home value, 2016–2026
Show as a table
| January | Belmont | North Carolina |
|---|---|---|
| 2017 | $212,000 | $179,000 |
| 2018 | $231,000 | $190,000 |
| 2019 | $250,000 | $203,000 |
| 2020 | $266,000 | $215,000 |
| 2021 | $298,000 | $242,000 |
| 2022 | $365,000 | $287,000 |
| 2023 | $405,000 | $320,000 |
| 2024 | $418,000 | $332,000 |
| 2025 | $425,000 | $338,000 |
| 2026 | $433,000 | $336,000 |
| August 2026 | $431,000 | $335,000 |
Belmont and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | Median income |
|---|---|---|---|---|
| Belmont | $431K | +0.2% | $1,480 | $94,883 |
| Mount Holly | $358K | +0.6% | $1,380 | $79,385 |
| Cramerton | $307K | −0.8% | $1,390 | $82,160 |
4.5 years of income
The typical Belmont home costs about 4.5 years of the town's median household income, about the same as across North Carolina (4.6).
How Belmont ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,480
HUD's Fair Market Rent for a two-bedroom in Belmont is $1,480 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Belmont pay a median of $1,365. A two-bedroom takes about 19% of the town's median household income.
Studio $1,290 · 4 bedrooms $2,310
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (28012; Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.