Natural hazards · Bell Arthur

Bell Arthur, NC natural hazards

Most of the natural-hazard damage FEMA expects in Bell Arthur comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bell Arthur?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bell Arthur to be higher than in 70% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding33%Hurricanes33%Tornadoes17%Everything else17%

By hazard

What Bell Arthur faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once a year in the area

Hurricanes

33% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

17% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 79 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bell Arthur flood?

FEMA's records show no paid flood insurance claims in Bell Arthur.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bell Arthur isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pitt County.

Disasters that hit Bell Arthur

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Bell Arthur itself: aid to households, or repair grants to Bell Arthur.

Brought FEMA money into Bell ArthurDeclared for Pitt County only

2016

Hurricane Matthew

1 household applied for aid

Pitt County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bell Arthur covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bell Arthur’s own flood-insurance community; household aid to the registrant’s city; repair grants to Bell Arthur. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bell Arthur total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.