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Natural hazards in Archdale · FEMA

Archdale’s biggest natural hazard is inland flooding

Most of the natural-hazard damage FEMA expects in Archdale comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 17 claims here since 1981. 3 federal disasters brought FEMA money into town.

44Moderate riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Moderate
higher than 44% of U.S. places
Main hazard
Inland flooding
66% of expected damage
Flood claims
17
paid since 1981 · $173K
Disasters paid out here
3
of 20 declared for Randolph County
Expected yearly loss
$3.0M
buildings, people and crops

What stands out about Archdale’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Flood insurance claims

Does Archdale flood? Sometimes: 17 flood claims since 1981

Every paid claim on a federal flood insurance policy in Archdale, from FEMA’s records.

Paid flood claims, by year
1981: 1 claim1982: 0 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 1 claim1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 4 claims2004: 1 claim2005: 1 claim2006: 1 claim2007: 0 claims2008: 0 claims2009: 1 claim2010: 1 claim2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 5 claims2019: 1 claim2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims 198120032018
19812026
Biggest named events
  • Hurricane Florence3 claims · $14K
  • Hurricane Michael1 claim · $31K
17
paid claims since 1981
$173K
paid to owners
3
homes flooded more than once
$10K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (1)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Archdale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Randolph County.
What’s been done with FEMA grants
2flood-prone properties bought out and cleared
Expected damage

How exposed is Archdale?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 44% of U.S. communities, mostly from inland flooding.

Where Archdale sits
Archdale
Very lowLowModerateHighVery high

Calmer than 474 of the 772 North Carolina towns we cover.

Archdale covers 3 census tracts, combined by population.

What drives the damage
Inland flooding66%Tornadoes12%Hurricanes5%Cold waves5%Everything else11%
By hazard

What Archdale faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

66%of expected damage
Above average · higher than 62% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

12%of expected damage
Above average · higher than 63% of U.S. places

Hurricanes

5%of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 12 years in the area

Cold waves

5%of expected damage
Well below average · higher than 17% of U.S. places
Recorded about once a year in the area
Lower here
🧊 Hail🧊 Ice storms❄️ Winter weather🌡️ Heat waves🔥 Wildfire🏚️ Earthquakes⛰️ Landslides💨 Strong wind⚡ Lightning🌵 Drought
Not a risk here
Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Storms remembered

3 federal disasters brought FEMA money to Archdale

Disasters that paid out in Archdale itself (aid to households or repair grants to the City of Archdale) and its biggest flood years.

  1. 2014Severe Winter Storm$395K to the City of Archdale for repairs
  2. 2002Severe Ice Storm$124K to the City of Archdale for repairs
  3. 2000Severe Winter Storm$2K to the City of Archdale for repairs
Disasters declared, by decade
Paid out in ArchdaleRandolph County only

Randolph County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

Were you here?

Old photos of Archdale after a storm or flood belong in the town’s history. Add one, or share what you remember below.

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Be ready

Get ready for what Archdale actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

Archdale and its neighbors

Archdale has the highest rating of the 3 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
ArchdaleModerateinland flooding17
High PointLowinland flooding72
TrinityLowinland flooding1

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Most disasters here begin in August–October

The month each of Randolph County’s 20 declared disasters began, since 1953.

3J
2F
1M
A
M
J
1J
3A
7S
2O
N
1D
HurricanesWinter stormsSevere stormsIce stormsDroughts
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Archdale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Archdale.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Archdale, expected losses total about $3.0M a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in Archdale.

Town Square →
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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