Natural hazards · Alliance

Alliance, NC natural hazards

Most of the natural-hazard damage FEMA expects in Alliance comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2011. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Alliance?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Alliance to be higher than in 99% of U.S. communities, mostly from hurricanes.

Hurricanes83%Inland flooding7%Everything else9%

By hazard

What Alliance faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

83% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

7% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once every 2 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Alliance flood?

Every paid claim on a federal flood insurance policy in Alliance, from FEMA’s records.

2paid claims since 2011

$16Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Hurricane Irene: 2 claims, $16K

of homes in flood zones
are insured

of all homes
are insured

🏷️ 10% off flood insurance. Alliance is in FEMA’s Community Rating System (class 8) for its flood-proofing work.

Insurance rates: Pamlico County.

What’s been done with FEMA grants

1homes raised above flood level

Disasters that hit Alliance

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Alliance itself: aid to households, or repair grants to the Town of Alliance.

Brought FEMA money into AllianceDeclared for Pamlico County only

2018

Hurricane Florence

20 households applied for aid $31K aid approved

2011

Hurricane Irene

50 households applied for aid $188K aid approved

2003

Hurricane Isabel

17 households applied for aid $14K aid approved

Pamlico County has had 20 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Alliance is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Alliance’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Alliance. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.