Natural hazards · Wolf Creek

Wolf Creek, MT natural hazards

Most of the natural-hazard damage FEMA expects in Wolf Creek comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wolf Creek?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wolf Creek to be higher than in 84% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding51%Wildfire17%Cold waves14%Avalanches12%Everything else7%

By hazard

What Wolf Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once a year in the area

Wildfire

17% of expected damage

Well above average · higher than 98% of U.S. places

Cold waves

14% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 6 times a year in the area

Avalanches

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 30 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wolf Creek flood?

FEMA's records show no paid flood insurance claims in Wolf Creek.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wolf Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lewis and Clark County.

Disasters that hit Wolf Creek

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Wolf Creek itself: aid to households, or repair grants to Wolf Creek.

Brought FEMA money into Wolf CreekDeclared for Lewis and Clark County only

2011

Severe Storms and Flooding

4 households applied for aid $6K aid approved

Lewis and Clark County has had 14 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wolf Creek is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wolf Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to Wolf Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.